Mind the gap.

Thanks to the fact that women get paid less than men — across the nation, the average is about 80 cents on the dollar, according to data from the Institute for Women’s Policy Research – it also makes it harder for them to afford to rent an apartment, when compared to their male counterparts, a new analysis released Monday by personal finance site SmartAsset.

“Of course, being paid less is bad, but when it comes to things like housing, for example, women may be worse off than the pay gap suggests,” the report reveals. “What can appear to be a minor pay difference may be the difference between living in affordable housing or not.”

Indeed, there were only seven out of 100 cities where women could easily afford a one-bedroom apartment in the area. Meanwhile, “for men there are 63 cities which fulfill that criteria.”

In some markets women will likely have a particularly hard time. Take Irvine, Calif., where men make an average of $71,000 a year, while women average $41,000, making it particularly hard for them to pay the rent. A woman would have to spend more than half of her earnings to secure a one-bedroom apartment, vs. 30% for men.

Other spots on the list – like San Jose and Fremont – are considered a part of Silicon Valley. And while SmartAsset didn’t look at whether the pay discrepancy between men and women in tech fed the housing gap, it stands to reason this could be part of it. A report from Glassdoor revealed that popular tech jobs like programmers had a pay gap of nearly 29%.

Here are the 10 markets where women may have a much way harder time than men affording a one-bedroom apartment:

% of women’s earnings going to rent % of men’s earnings going to rent
Irvine, CA 52% 30%
San Jose, CA 53% 37%
Corpus Christi, TX 41% 26%
Jersey City, NJ 44% 29%
Bakersfield, CA 36% 21%
Fremont, CA 42% 27%
Santa Ana, CA 68% 54%
Riverside, CA 50% 37%
Laredo, TX 38% 25%
Plano, TX 35% 21%