Your mortgage payment is just the start of your problems.

For the privilege of arguing with your neighbors over what color to paint the entryway, you’ll pay somewhere between $65,000 and $90,000 in some cities. Indeed, in five cities in America, monthly condo and homeowner’s association fees — which you’ll pay for the rest of your condo-owning life — were upwards of $400 per month, according to data released Wednesday by real estate firm Trulia.

New York takes the cake, with a $571 per month average HOA fee. That adds up to more than $89,000 if you live in your place the average amount of time, which is 13 years.

5 cities with the highest condo fees

Monthly fee Total cost of fees over average length
of ownership
(13 years)
New York $571 $89,076
Long Island $498 $77,688
San Francisco $463 $72,228
Philadelphia $449 $70,044
Miami $415 $64,740

Across the nation, HOA fees have risen more than 32% in the past decade alone through 2015. The biggest reason for this dramatic uptick?  Aging buildings, which require higher fees to maintain, as they are more likely to need repairs.

So where can you afford to buy a condo?  Nashville ($194), Las Vegas ($198), Indianapolis ($213), Charlotte and Warren, Mich. ($218), which are the cheapest spots in the nation.